Pots of Gold

With St. Patrick’s Day just around the corner, it’s time to think about how you are going to celebrate the holiday with your kids. Will you serve a St. Patrick’s Day meal? Or decorate your dining room table in green with pots of gold? Will you be making fun St. Patrick’s Day cupcakes to bring to a school celebration? Or will you and your kids take some time to learn more about the history of St. Patrick’s Day?  Would your kids enjoy a thrift-store expedition to find an outrageously bright green clothing item to wear?

 No matter what your plans, you can use this spring holiday to expand your kids’ money savvy by building and managing a simple activity budget they can use to help you!

We have some suggestions for fun activities with your kids this St. Patrick’s Day. Why not kick things off with these riddles?

Q. What do you call a fake stone in Ireland?

A. A sham rock.

Q. What is a nuahcerpel?

A. Leprechaun spelled backwards.

Q. What is out on the lawn all summer and is Irish?

A. Paddy O' Furniture.

Q. Why do frogs like St. Patrick's Day?

A. Because they're always wearing green.

When to Do

On the weekend or after school

What to Do

Let your kids help plan and manage the activity budget you choose this year — and take part in the activities, too, of course! 

1.     Invite your kids to select this year’s St. Patrick’s Day activity. Here are some suggestions; feel free to spin off variations will be most engaging for your kids.

·      Special meal or traditional Irish food, like corned beef and cabbage, Irish soda bread.

·      Festive table decorations, like Pots of Gold (yellow Jell-O in lime-green “pots”), rainbow placemats, green napkins.

·      School treats, like rainbow or shamrock cupcakes.

·      Learning about St. Patrick and the holiday by reading. Some suggested titles: That’s What Leprechauns Do, Tim O'Toole and the Wee Folk, and St. Patrick's Day (Rookie Read-About Holidays).

2.     Work with your kids to compile a shopping list for the items you’ll need for the activity. Help your kids research costs by going online and finding ads in newspapers or catalogs.

·      You may already have some of the items, so just estimate the cost for them on the budget worksheet.

·      You may also have coupons for some of the items!

3.     Make a simple worksheet for the activity budget so your kids can help determine how much the activity will cost all together; for example:

                        What we need                        How much it costs

Item 1

Item 2

Item 3

                                                Total Cost:

4.     Once you have confirmed the budget, give your kids the activity budget money to be responsible for while shopping. If you have more than one kid, consider doing two activities or having them manage the activity budget together.

5.     If there is any money left after shopping, consider letting your kids keep it as a reward for a job well done, or see whether they would like to donate the extra money to a local charity.

What You Will Need

Paper and pencils

Catalog, Sunday inserts

Printout of recipe and ingredients if you decide to make a dish

Talk About It

Ask you kids if they thought it was easy or hard to plan for this activity. How did they like figuring out the budget? Did they get the budget right? If they had extra money left over, how did that feel? Did they like the riddles?

Map The Coins

Kids are naturally interested in money – because we are, of course! And money is a great vehicle for all kinds of exploration, both concrete and conceptual: Does a quarter stick to a refrigerator magnet? (No.) Is it worth the very high price to build hotels on Boardwalk and Park Place in our favorite Monopoly board game? (Yes.) Should I pass up the chocolate-flavored lip balm to save for a pet rock? (Maybe.) The choices, as we know, can go on forever. 

Coin collecting is a fun way to cultivate interest in history and geography as well as math and thrift. Since the states began issuing their own commemorative quarters, getting change at the supermarket or fast-food joint can be turned into a fascinating and suspenseful metallic scavenger hunt.

When To Do It

Over a one-month period, each time you go shopping

What To Do

To prepare, if you’re used to paying for purchases with a debit or credit card or check, plan to either stock up on cash at the ATM or get cash back at the supermarket so you can make more cash purchases when you’re out with the kids – and get change back.

1.     Go to usmint.gov for information about collector's maps and basic information about the state coin program.

2.     Get a map of the United States you can post on the refrigerator or other gathering place in your home for all to see.

3.     As you make cash purchases, let your kids go through all the change for state quarters.

4.     Have the kids keep track of their progress by coloring in the states as they find the quarters; they can keep their growing collection in a special container.

5.     Talk with your kids about the special features each state chose to appear on its quarter.

6.     Set aside all of the remaining change (duplicate state quarters, as well as dimes, nickels, and pennies) in a jar as a stash of cash for celebrating at the end of the month. Your kids may want to also spend the collected set of state quarters, or they may want to hang onto that hard-won collection.

7.     See what your kids do to try to get all of the state quarters within the month:

a.     Will they go to a bank to ask for help?

b.     Will they ask their friends to trade coins?

c.     Will they trade with their siblings, grandparents, and other relatives?

8.     When you get to the end of the month, use the jar of coins to treat your kids to something special. Have them count the coins to see how many of each kind they collected in the month. If they still need more quarters to complete the set, keep gathering change to hunt through.

Bonus Play: If your kids take a close look at their nickels, they will find some special designs among them, too. See if they can collect them all.

What You Will Need

Time to shop

Map of the United States that can be colored in

Pencils and crayons

Jars or containers for coins

Patience

Talk About It

When you reach the end of the month, ask your kids what they liked about collecting the quarters. Was it hard to find them all? What was their favorite technique for locating hard-to-find quarters? Did they learn anything new about the 50 states? Would they like to collect other coins?