Can you beat 97% discount while grocery shopping?

While we might not want to clip coupons, file them in some folder, create a shopping list and remember to take the list and the coupons to the store. Susan, known as the "coupon queen," takes her weekly grocery bill from $152.86 to $9.43 with all of her advanced planning and coupons. Watch her video and be amazed.

IT is not that hard to PLAN ahead, CUT coupons, CREATE a shopping list and only BUY what is on the list, oh, and BRING the coupons.

Should we live within our means, under our means or a balanced financial life?

This is an appropriate question for our current financial times. Should we strive to teach people to always live within their means, live under their means or some form of a balanced life which may lead one to be over or under at times?

Here is an interesting article that looks at the options.

What do you think?

The Numbers Tell a Chilling Story

More than 50% of US HH could live no more than 4 months with existing savings at the poverty level, not even their current standard of living! This is sooo scary.

Check out this podcast! http://hbswk.hbs.edu/item/5598.html

Worth listening to all of it.